Super Visa Insurance Refunds, Cancellation & Visa Refusal

Before the insurance effective date

Some providers offer cancellation when coverage has not begun, potentially subject to an administration fee. A separate visa-refusal clause may apply. Read the purchased policy before assuming a full refund.

If IRCC refuses the visa

Policies may ask for the official refusal notice, proof of payment, policy number and written cancellation request. The available refund and fees depend on insurer rules and prior coverage status.

If parents return home early

Partial refunds may be available on some unused coverage, often with restrictions on claims and minimum earned premium. A single claim or assistance call may change refund eligibility.

What to keep in your records

• Policy certificate and purchase receipt
• Visa refusal or travel cancellation documentation
• Date of actual departure, if relevant
• Written communication with insurer/administrator
• Refund schedule and administration-fee wording