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Pankaj BhatiaParents Super Visa Insurance
PARENTS & GRANDPARENTS · CANADA

Super Visa Income Requirements 2026: What Changed?

Since March 31, 2026, IRCC provides two ways for eligible hosts to demonstrate sufficient income for a Super Visa.

Updated October 21, 2026 · By Pankaj Bhatia

Option 1: either of two tax years

The host and any qualifying co-signer may meet the minimum necessary income using either of the two tax years immediately before the application. This can help when income was higher in the earlier of the two years.

Option 2: combine part of the host and parent’s income

Where the host (and any qualifying co-signer) has at least 75% of the required minimum in the tax year before submission, the applicant parent’s or grandparent’s continuing income may help bridge the remaining amount. The combined income must still reach the threshold, and documents are required.

Who counts toward family size?

Income thresholds depend on household composition and the number of Super Visa applicants. IRCC provides a specific family-size calculation. Do not assume only the visiting parent or host counts—review the official table and instructions.

Income evidence

Notices of Assessment, T4/T1 records, employer letters and proof of qualifying income may be relevant depending on the selected option. Refer to IRCC’s financial-support page for the required evidence and current threshold table.

Official references and further reading:

Reviewed October 21, 2026. Immigration requirements may change; check IRCC before applying.

Important: A policy is not a visa approval. Compare the actual insurer policy, medical stability clauses, deductibles and cancellation terms before purchasing.
Clear answers, no guesswork

Frequently asked questions

Insurance is contractual. These answers explain key concepts; your selected insurer policy controls actual benefits and exclusions.

Can hosts use income from two years ago?

Yes. Under the revised rules, income meeting the threshold in either of the two tax years preceding the application may qualify.

Can my mother or father contribute income?

Under the alternative method, the host must first reach at least 75% of the threshold. Eligible parent or grandparent income may then cover the shortfall, subject to evidence.

Did the insurance minimum change with the income rule?

No. The IRCC insurance minimum remains $100,000 and at least one year of qualifying private coverage.

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