Parent sponsorship intake paused
IRCC announced a pause on new Parents and Grandparents Program applications. The Super Visa remains a separate temporary-visit option.
Read verified update →Canada’s family reunion insurance guide · 2026Bring them close.
Bring them close.
Cover what matters.
Parents Super Visa insurance, thoughtfully explained. Compare live emergency medical quotes for your parents and grandparents visiting Canada—then choose coverage with clarity, not pressure.
✓ $100,000+ coverage options✓ Single & couple quotes✓ Monthly plan options*✓ Clear pre-existing condition guidance✓ Advice in Hindi, Punjabi & Urdu
*Where offered. Coverage, refund terms and payment availability vary by insurer.
More moments together.
Insurance Quotes Cloud · YourQuote
Let’s find the right coverage.
Enter your parent’s age or date of birth to start. Review actual available insurer quotations.
Pricing, eligibility, comparisons and purchasing are delivered by the external quote provider. Quote availability requires a supported browser and connection.
$100KIRCC minimum medical coverage
1 yearMinimum policy validity
5 yearsPotential stay per Super Visa entry
10 yearsMultiple-entry Super Visa validity
The right journey for every family
Which insurance do you need?
Different visits call for different types of medical coverage. Choose the right path before comparing rates.
01
Super Visa insurance
For parents and grandparents applying to stay longer in Canada. Understand the IRCC rules, insurer options and policy paperwork.
Explore Super Visa plans →02
Visitors to Canada insurance
For visiting family, guests and newcomers who need private emergency medical protection during eligible stays.
Compare visitors insurance →03
Two parents, one decision
Compare quotes for both parents. Each traveller’s age, medical profile and chosen coverage influence pricing.
Compare for two parents →04
Monthly payment options
Learn how qualifying instalment policies can work, including deposits, recurring payments and cancellation terms.
Explore payment plans →05
Medical conditions
Review stability clauses for diabetes, blood pressure, cardiac conditions and other ongoing medical histories.
Understand medical conditions →06
Compare coverage amounts
Understand the trade-offs when choosing $100,000, $150,000 or $200,000 of emergency protection.
Compare coverage levels →Know the rules, before you buy
A Super Visa insurance policy is more than a price.
IRCC requires paid private health insurance valid for at least one year from the entry date, with a minimum $100,000 emergency limit that includes health care, hospitalization and repatriation.
As of March 31, 2026, families also have updated options for meeting the host-income test. Learn which documents matter, what a monthly policy must show, and when to renew.
2026 quick checklist
Before your parent travels
- Confirm the applicant and host meet IRCC eligibility rules.
- Select eligible coverage of at least $100,000 for one full year.
- Check emergency medical, hospitalization and repatriation benefits.
- Pay for an issued policy; a quote alone is insufficient.
- Keep proof ready for the application and each arrival.
Official developments · Verified October 2026
What’s changed for parents and grandparents?
Current updates that affect how families plan their visits—not recycled “breaking news” or speculation.
Two ways to meet the host-income test
Families can use income from either of the previous two tax years or, under conditions, add visiting parents’ income.
Understand the new rules →More eligible insurance providers
Some non-Canadian insurers now qualify, but only when they satisfy specific OSFI and issuance requirements.
Check insurer conditions →Pankaj BhatiaPFA, CHS · Licensed insurance advisor11 years in Canadian financial servicesOffices in Mississauga & CambridgeEnglish · हिन्दी · ਪੰਜਾਬੀ · اردو
Meet your insurance advisor
A person behind the comparison.
Pankaj Bhatia, PFA, CHS, has 11 years of experience in Canadian financial services and specializes in Super Visa and Visitors to Canada emergency medical insurance. Through Insure In Canada Inc., he helps families review coverage limits, deductible choices, pre-existing medical conditions and payment options.
When your parents are travelling across the world to see you, having someone to discuss the details with matters—and you can do it in English, Hindi, Punjabi or Urdu.
Useful answers, not sales slogans
Guides families actually need
↗
2026 Super Visa requirements
The $100,000 minimum, one-year validity, proof of payment, and what IRCC checks with the application and again at the border.
Read guide →↗
Super Visa host-income guide
The March 31, 2026 change explained: choosing between two tax years, adding a visiting parent’s income, and the documents to gather.
Read guide →↗
Super Visa vs visitor visa
Six months or up to five years per entry? When a regular visitor visa is enough, and when the Super Visa and its insurance rule make sense.
Read guide →↗
Coverage: $100k vs $150k vs $200k
What a higher limit buys for an older parent, how much more it costs, and when $100,000 can leave a gap after a serious hospital stay.
Read guide →↗
Refunds and visa refusal
What happens to your premium if the visa is refused, the trip ends early or a claim has been made—and why the insurer’s wording decides.
Read guide →↗
Latest Super Visa updates
The PGP intake pause, the new income rules and foreign-insurer eligibility, each dated and checked against official IRCC notices.
Read guide →Clear answers, no guesswork
Frequently asked questions
Insurance is contractual. These answers explain key concepts; your selected insurer policy controls actual benefits and exclusions.
How much Super Visa insurance is required in Canada in 2026?
IRCC requires at least $100,000 in emergency medical coverage for a minimum of one year from the date of entry, including health care, hospitalization and repatriation. A quote alone is not proof of paid insurance.
Can I pay for Super Visa insurance monthly?
IRCC accepts full payment or instalments with a deposit, provided the issued policy satisfies the other Super Visa requirements. Plans, deposits, fees and refund rules depend on the insurer.
Can both my parents apply for a Super Visa?
Yes, eligible parents or grandparents can apply individually and each applicant must meet eligibility and insurance requirements. Use the couple quote journey to compare options for two visitors.
Can parents stay five years on a Super Visa?
A Super Visa can permit stays of up to five years per entry, subject to border-officer decisions and ongoing compliance. Visa validity and authorized length of stay are different concepts.
Do pre-existing medical conditions get covered?
Some policies offer emergency coverage for certain stable pre-existing conditions. Coverage depends on the insurer, age band, condition, medication changes, stability period and wording.
Speak with a real advisor
Making a decision for your parents?
Compare the plans, read the medical conditions, and ask questions before you purchase.